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Topic – How to get a credit card, how to get one, how to apply for a credit card, online credit card application, how to make a credit card, how to make a credit card, what is a credit card, advantages and disadvantages of credit card, Credit Card Kaise Banaye

Do you want to get a credit card, you need a credit card, so here I will tell you the complete process of getting a credit card, what is a credit card here, what are the advantages and disadvantages of credit card, and then for credit card I am going to tell you all about how to apply, my name is Abhinav, and I write articles for this website, so let’s start knowing about credit cards.

What is a credit card?

Do you have any information about credit card, if not, then first of all I want to tell you about credit card, friends credit card is a type of bank card, in which you are given a credit limit, and you On the other hand, you can use the limit for your expenses or shopping, after that you have to pay the amount you have spent at the end of the month. You must have heard about postpaid SIM while buying a SIM, that’s how this card works.

credit card kaise banwaye
Image Credit – Wikipedia

A limit is given in the credit card, like if your credit card limit is fifty thousand, then you can do shopping up to 50 thousand with this card.

Benefits of credit card

Now you must have come to know about the credit card, but now the question arises, why should we make a credit card, or what are the benefits of this card. Friends, the biggest advantage of credit card is that you can get any item on EMI while shopping online, like suppose you want to buy a TV, but you do not have that much money, then you can buy TV with the help of your credit card. You can pay in installments of Rs.

The second advantage is that it is a credit card, that means you do not have to pay money immediately to buy anything up to an amount, you can use it within the month, and pay the bill at the end of the month . People also like to take cards for this reason.

Its ultimate advantage is that it increases your credit score, like if you have a credit card, and you are maintaining the credit card properly, paying the bill on time, then it will make your image in the eyes of the bank. It is good, so that you can get further loan.

credit card disadvantages

I told you the advantages of a credit card, but it does not mean that there is no harm in it, its biggest disadvantage is unlimited expenses, that is, when you have money, then you can do many things without thinking. We spend money on things, which leads to regret later, although this condition does not apply to all people, but some people definitely do. Before getting a credit card, definitely think that it is a type of loan, so use it very wisely.

Another disadvantage of credit cards is interest and fees, interest means many times when you shop online, you have to pay some charge to make the installment, it is not on all the products, but some products and companies pay for the installment. Interest is charged on the name. Friends, some credit card companies also charge a service charge, that is, you have to pay some money in the year of that card.

That is why before getting a credit card, read all the documents once, and if there is any problem, then contact your agent or bank.

credit card documents

Now we know what documents we have to give to get a credit card, friends, it is different for all banks, but still you should have an identity card or aadhar card, a bank account and salary slip, if If you do your business, then you may also have to show the statement of your passbook, only after which your credit card can be created. For more information, you can contact your bank, below I have given the number of customer care of some big bank company, where you can know about credit card by calling.

How to make a credit card

Here I have told about four popular ways to make a credit card, whichever you find easy, you can use it to get your credit card made, the first way to get a credit card is to apply online by visiting the bank’s website In whichever bank you have an account, you can apply online by visiting the website of that bank. Another way to make a credit card is to apply offline by visiting the bank branch, friends, you can also apply for a credit card by visiting your bank directly. The third way to apply for a credit card is to contact the customer care of the bank, and find out whether you are eligible for the credit card or not, and the last step is to contact the agent. Let us know about these four methods in detail.

How to Apply Online Credit Card

Nowadays all banks take online application for credit card on their website, for whatever bank you have an account with, you can apply online by visiting that bank’s website, after applying the bank will call you, and some information After that your application will be accepted by the bank, then after a few days the bank will inform you, if your credit card is not made, then the bank will also tell you the reason. If you use online banking, then you can easily apply for credit card online.

Like if my account is in SBI, then I will search on Google by typing SBI credit card website, and visit the official website, and apply online from there. You also have to follow the same procedure, if you are facing any problem here, then contact the bank customer care given below. Or you can also ask question in comment.

credit card customer care number

If you are not able to apply for credit card online, then you can also get credit card related information by calling the bank, for this you just have to call the credit card number of the bank, I have found some famous banks here. The company number is given, whichever is your bank, you can call and get card related information, if your bank’s customer care number is not given here, then send me the bank name in the comment, after which I I will tell you your bank number. The rest you can also google.

SBI Credit Card Number

1860 180 1290

HDFC Credit Card 61606161/6160616
ICICI Credit Card Number 1860 120 7777
RBL Bank Number 022 6232 7777
Axis Bank Helpline Number 1-860-500-5555
Mahindra Bank Box 1860 266 2666

contact agent

Do you know that you can also get a bank credit card by contacting the agent, contact the agent making bank credit card in your area, keep in mind that there is also a possibility of fraud, that’s why vigilance is very important, you online You can also check your credit score by visiting some website, and apply for a credit card. The websites given below are also useful for applying credit card online.

Website: Bankbazaar, BajajFinserv, PaisaBazaar, CreditMantri

Apply from bank branch

If you are not getting help from anywhere, then you can directly contact your bank, you can go directly to the bank and talk for credit card, an officer in the bank is only for making credit card, you You can contact that officer by going to the bank, in whichever bank you have an account, you can contact the nearest branch of that bank.

So friends, I hope that after reading this article, you will not face any problem in getting a credit card, if there is any problem, then you ask me in the comment, I will help you here, tell the problem in the comment. Also write your questions and suggestions. If you do not want to make your question public, you can also email me, my email to you from here will get. Also share this article with those people who want to make a credit card.

How to get a credit card made for free?

For this, contact the bank in which you have an account.

What is the credit card application fee?

It is absolutely free from the bank side. You can apply for a free credit card from your bank’s website.

Difference between credit card and debit card.

This is a common distinction, debit cards are for withdrawing money from your account, while credit cards are credit cards issued by a bank.

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Read: SBI Customer Care Number

Read: Bank Manger Kaise Bane

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